A guide to saying it like a local
How to Say "Do you take credit cards" in Spanish
Ask if a store accepts credit cards in Spanish with this essential phrase for shoppers.
¿Aceptan tarjetas de crédito?
ah-SEP-tahn tar-HEH-tahs deh KREH-dee-tohneutral
Spanish TTS · 0:01
Use this when you're at a shop, restaurant, or any place that might accept payment by card. It's a polite way to confirm before you make a purchase.
Alternatives
- ¿Aceptas tarjetas de crédito?Use this if you're speaking to one person you know well or who is younger than you.
- ¿Pagan con tarjeta?This is a more informal and direct way to ask, common in some regions.
Ways to get it wrong
Confusing 'aceptar' with 'accept'
'Aceptar' means to accept or to take, not to agree with something.
Using 'tarjetas de crédito' too literally
While correct, sometimes just 'tarjeta' is understood in context.
A small cultural note
In some Latin American countries, smaller businesses might still prefer cash, so it's always good to have some on hand.
Frequently asked
What's the difference between aceptar and aceptar?
There is no difference; 'aceptar' is the Spanish verb meaning 'to accept' or 'to take'.
How do I ask about debit cards?
You can often use the same phrase, as 'tarjeta de crédito' is sometimes used generically. Otherwise, specify 'tarjeta de débito'.
What if they say no?
You can say 'Gracias, ¿tienen cambio?' which means 'Thanks, do you have change?' if you want to pay with cash.
